:root{--navy:#14324a;--navy2:#0d2233;--amber:#f2a93b;--ink:#1d2a33;--muted:#5b6b77;--bg:#fff;--alt:#f3f6f8;--line:#dfe6eb}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--navy)}h1,h2,h3{line-height:1.15;margin:0 0 .5em}
h1{font-size:clamp(2.2rem,6vw,3.8rem)}h2{font-size:clamp(1.7rem,4vw,2.4rem)}h3{font-size:1.15rem}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}.narrow{max-width:780px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:9}
.site-header{position:sticky;top:0;background:#fff;border-bottom:1px solid var(--line);z-index:5}
.nav{display:flex;align-items:center;justify-content:space-between;height:66px}
.wordmark{text-decoration:none;font-weight:800;letter-spacing:.04em;font-size:1.45rem;display:flex;gap:6px;align-items:center;flex-wrap:wrap}
.wm-atp{background:var(--navy);color:var(--amber);padding:0 8px;border-radius:4px}.wm-homes{color:var(--navy)}
nav{display:flex;gap:22px;align-items:center}nav a{text-decoration:none;font-weight:600;font-size:.95rem}
.menu-btn{display:none;background:none;border:1px solid var(--line);padding:6px 12px;border-radius:6px;font:inherit}
.btn{display:inline-block;background:var(--amber);color:var(--navy2);padding:13px 24px;border-radius:8px;font-weight:700;text-decoration:none;border:0;cursor:pointer;font-size:1rem}
.btn:hover{filter:brightness(1.05)}.btn-sm{padding:8px 16px}
.btn-ghost{background:transparent;color:#fff;border:2px solid #fff}
.hero{background:linear-gradient(135deg,var(--navy2),var(--navy));color:#fff;padding:90px 0 80px}
.hero .lead{font-size:1.2rem;max-width:720px;color:#d8e3ec}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;font-weight:700;color:var(--amber);margin:0 0 .6em}
.section .eyebrow{color:#b36f06}.dark .eyebrow,.hero .eyebrow{color:var(--amber)}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin:28px 0}
.hero-points{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:10px 26px;color:#c7d6e2;font-weight:600}
.hero-points li::before{content:"✓ ";color:var(--amber)}
.section{padding:80px 0}.alt{background:var(--alt)}.sub{color:var(--muted);max-width:700px}
.grid{display:grid;gap:20px;margin-top:30px}.four{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:24px;border-top:4px solid var(--amber)}
.card p{color:var(--muted);margin:0 0 1em}.path a{font-weight:700;text-decoration:none}
.envelope{margin-top:36px;background:var(--navy);color:#fff;border-radius:12px;padding:30px}
.envelope a{color:var(--amber)}
.checks{columns:2;padding:0;list-style:none}.checks li{margin-bottom:6px}.checks li::before{content:"✓ ";color:var(--amber);font-weight:700}
.small{font-size:.9rem;opacity:.85}
.steps{list-style:none;padding:0;display:grid;grid-template-columns:repeat(5,1fr);gap:18px;counter-reset:s;margin-top:30px}
.steps li{counter-increment:s;padding:20px;border-left:3px solid var(--amber);background:var(--alt);border-radius:0 10px 10px 0}
.steps li::before{content:counter(s,decimal-leading-zero);font-weight:800;color:#b36f06;display:block;margin-bottom:6px}
.steps p{color:var(--muted);margin:0;font-size:.95rem}
.split{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.towns{list-style:none;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:10px}
.towns li{background:#fff;border:1px solid var(--line);padding:12px 16px;border-radius:8px;font-weight:600}
details{border-bottom:1px solid var(--line);padding:16px 0}summary{font-weight:700;cursor:pointer}details p{color:var(--muted)}
.dark{background:var(--navy2);color:#fff}.dark .split{align-items:start}
.form{background:#fff;color:var(--ink);padding:28px;border-radius:12px;display:grid;gap:14px}
.form label{display:grid;gap:4px;font-weight:600;font-size:.92rem}
.form input,.form select,.form textarea{font:inherit;padding:10px 12px;border:1px solid #c5d0d8;border-radius:8px}
.hp{display:none}
.site-footer{background:#0a1a27;color:#a9b9c6;padding:40px 0}.site-footer a{color:#fff}
.foot{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;align-items:center}.small-wm{font-size:1.1rem}
@media(max-width:900px){.four{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.split{grid-template-columns:1fr}}
@media(max-width:720px){.menu-btn{display:block}
nav{display:none;position:absolute;top:66px;left:0;right:0;background:#fff;flex-direction:column;padding:16px;border-bottom:1px solid var(--line)}
nav.open{display:flex}.four,.steps{grid-template-columns:1fr}.checks{columns:1}.hero{padding:60px 0}.section{padding:56px 0}}
.site-footer .wm-homes{color:#fff}
.wm-tag{font-size:.62rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);font-weight:700;margin-left:6px;max-width:120px;line-height:1.2}
.site-footer .wm-tag{display:none}
.tco-eq{display:flex;align-items:stretch;gap:10px;margin:30px 0;flex-wrap:wrap}.tco-eq div{flex:1;min-width:150px;background:#fff;border:1px solid var(--line);border-radius:10px;padding:16px}
.tco-eq b{display:block;color:var(--navy)}.tco-eq span{font-size:.88rem;color:var(--muted)}.tco-eq i{align-self:center;font-style:normal;font-size:1.6rem;font-weight:800;color:#b36f06}
.tco-eq .hl{background:var(--navy);border-color:var(--navy)}.tco-eq .hl b{color:var(--amber)}.tco-eq .hl span{color:#c7d6e2}
.table-wrap{overflow-x:auto}.compare{width:100%;border-collapse:collapse;background:#fff;border-radius:10px;overflow:hidden;font-size:.95rem}
.compare th,.compare td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.compare thead th{background:var(--navy);color:#fff}.compare thead th:last-child{background:#b36f06}.compare td:last-child{font-weight:600}
.note{margin-top:14px;color:var(--muted)}
@media(max-width:720px){.tco-eq{flex-direction:column}.tco-eq i{align-self:center}.compare{font-size:.85rem}}
.nav{height:auto;min-height:66px;padding-top:8px;padding-bottom:8px}
.wm-tag{flex-basis:100%;max-width:none;margin:2px 0 0;font-size:.6rem}
@media(max-width:720px){nav{top:100%}}